Authorised & Regulated by the Financial Conduct Authority
01484 244 244
Class of cover
Public liability insurance
Public liability insurance covers the cost of claims made by a third party — a customer, member of the public or visitor — for injury or property damage caused by your business activities. If your work brings you into contact with people who aren't your employees, this is the policy that responds when something goes wrong.
NG
Reviewed by Neil Grimshaw, BA Hons, FCII, Chartered Insurance Broker
Who needs it
Any business whose work brings staff, premises or products into contact with the public or other third parties should hold public liability cover. It is rarely a legal requirement, but landlords, clients and trade bodies increasingly insist on evidence of it before you can work at all.
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What a well-arranged policy can cover
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Frequently asked questions
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