Insurance for your home, cars and life beyond work

The more you own, the more a standard household policy leaves uncovered. We arrange discreet, properly-sized cover for homes, valued possessions, cars and travel — advised by a Chartered broker who reads the small print so you don't have to.

A standard household policy quietly assumes you're average.

High-street cover is built for typical sums insured and typical risks. Once you own a period property, valuable art or jewellery, a classic car or a second home, the assumptions stop fitting — and the gaps only appear at claim. We place cover with insurers who underwrite the whole picture, and we size it to what you actually own.