Authorised & Regulated by the Financial Conduct Authority
01484 244 244
Class of cover
Employers' liability insurance
Employers' liability insurance covers compensation and legal costs if an employee is injured or becomes ill because of their work for you. In Great Britain it's a legal requirement for almost every employer, with fines for firms that operate without it.
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Reviewed by Neil Grimshaw, BA Hons, FCII, Chartered Insurance Broker
Who needs it
Almost every business that employs staff — full-time, part-time, casual or agency — must hold employers' liability cover by law. The requirement applies from the moment you take on your first employee, whatever the size of the business.
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What a well-arranged policy can cover
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Frequently asked questions
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