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Class of cover
Professional indemnity insurance
Professional indemnity insurance covers the cost of defending and settling claims where your advice, design or professional service caused a client a financial loss. If your business is paid for its expertise, this is the policy that protects it when that expertise is challenged.
NG
Reviewed by Neil Grimshaw, BA Hons, FCII, Chartered Insurance Broker
Who needs it
Any business that gives advice, designs, specifies or handles client data or money should hold professional indemnity cover. For many professions it is a regulatory or contractual requirement — and a growing number of clients now insist on evidence of cover before appointing you.
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What a well-arranged policy can cover
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Frequently asked questions
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